Car Insurance and Quick Fixes: Does Your Car Insurance Cover Windshield Replacement?

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The question of whether or not car insurance can cover windshield replacement is quite a common one. A lot of people ask this question, and for good reason. Windshields are notoriously difficult and expensive to replace, and in most cases, you won’t be able to do it as a basic, DIY project. As a result, you have to take your car to an auto repair specialist, and they will charge you a lot of money. If, however, your car insurance could cover the costs, then you’d be all set.

 

If you ask auto glass Northglenn CO insurance experts (as well as your own insurance company), they will tell you that car insurance does normally cover windshield replacement. However, not in all instances and not all the time. There are specific conditions that have to be fulfilled, before an insurance company can clear you for windshield replacement.

 

One of these requirements is that your windshield be damaged as a result of an accident that is not your fault. For instance, a tree branch might fall on your car while it’s parked outside, or a kid might throw a baseball into your windshield by mistake. Additionally, acts of vandalism and rocks or wild animals hitting your windshield while you’re driving will also be covered by most car insurance premiums. Typically, the insurance company will pay for almost any windshield replacement or other glass replacement if you have coverage. The deductible and coverage are the biggest factors in what the insurance company will pay.